Answers To Five Burning Questions
Since the beginning of the year, many clients have sought the answers to five questions that are seemingly on the minds of many others.
Since the beginning of the year, many clients have sought the answers to five questions that are seemingly on the minds of many others.
At a high level you could certainly say that inflation is moving in the right direction.
Recently, inflation and Federal Reserve policy have drastically impacted the markets and the economy.
Should Everyone Have a Financial Plan?
No matter your financial circumstance, everyone should have some level of money management plan. Sounds daunting, doesn’t it? It really isn’t. The degree of money management required is completely dependent on your situation and overall financial goals.
What Is Money Management?
Money management has many facets—it involves everything from creating a budget to maintaining emergency cash reserves. This is where different circumstances and personalities come in.
Now the dust has settled, it’s time to look back at the incredibly testing investment year that was 2022
Is Retirement Planning for Older People?
Often, young adults fall into the trap of thinking financial planning isn’t for them. Planning for retirement is for older people. Right?
Honestly, financial planning for your adults is often overlooked. When, in fact, getting prepared early can drastically impact how wealthy you are in the near and distant future. So, we’ve put together a list of financial planning tips to get you started.
6 Financial Planning Tips For Young Adults
1.
Let’s Learn From 2022 So Your Money Can Do More in 2023
The challenging investment year that was 2022 is finally behind us, and we can now look forward to a new year and new investment opportunities.
2022 was marked by market volatility, and I believe that volatility was driven by the tendency for global markets to be shortsighted.
Are the Markets Finding Their Footing? Perhaps – But That Should Not Change
Your Long-Term Investment Strategy as We Seek Market Stabilization
Just 30 days ago, and two weeks before the last Federal Reserve meeting, I suggested that the Federal Reserve would find itself with the latitude that it needed to just simply blink when it came to setting critical economic policy — not pivot, not pause, and certainly not cut interest rates. Instead, the Federal Reserve Bank meeting would show that the board intended to be less hawkish with what remains of their strategy for tightening.
Is Smart Investing Like Playing Basketball? If Your Goal Is to Win, Then YES!
Smart investing, and building wealth for your retirement, is not just about economics – it also involves establishing and using transferable soft skills and principles from all walks of life.
Treat Investment Like a Sports Competition: You Need Sacrifice, Dedication, Focus, and Time
We have said before that investing and sports have many parallels, and that is especially true when we are talking about tackling long-term investment goals.
Keystone Financial Group’s ultimate goal is to help exceed your expectations in the area of financial planning and investing. Working within the parameters that you provide, we seek to eliminate financial inefficiencies, and plot the most suitable route for moving from point “A” to point “B”.
Keystone Financial Group is here for you when you need us. Please feel free to fill out the form for general inquiries concerning our products, support, or help with purchasing our products. Thank you for your interest in our services!
Hours of Operation: 8am-5pm M-F
Phone: (205) 655-7526
Address:
Objective-driven strategies are about the achievement of goals, and not only about making money. This implies a balance of risk with other factors such as tax-advantaged thought, time, and the characteristics of products that may be most suitable for you and the application at hand.
David is a Registered Financial Consultant, Registered Financial Specialist, and Chartered Asset Manager, and is a member of the American Academy of Financial Management. He graduated from The University of Alabama in 1991 with a BS degree in Finance, and began his career with Nowlin and Associates. In July of 2006, David formed The Keystone Financial Group, and relocated his practice to Trussville, Alabama. The focal point of David’s practice is the design of both qualified and non-qualified retirement strategies for small and medium sized corporations. Other areas of practice include the structuring of retirement income, and estate strategies.
David believes activity to be important within one’s industry and community. He serves the City of Trussville as a member of its Park and Recreation Board, and upon the Advisory Board of the Trussville City Schools Foundation. He coaches youth league basketball, and serves Clearbranch United Methodist Church as its finance committee chairman. He serves Ameritas as a member of its National Field Advisory Committee. David and his family live in Trussville, Alabama. David is a native of Florence, Alabama.
David R. Guttery & Seth Edgil offer products and services using the following business names: Keystone Financial Group – insurance and financial services | Ameritas Investment Company, LLC (AIC), Member FINRA/SIPC – securities and investments | Ameritas Advisory Services, LLC (AAS) – investment advisory services. AIC and AAS are not affiliated with Keystone Financial Group or any other entity mentioned herein.
Products and services are limited to residents of states where the representative is registered. This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your representative. Read it carefully before you invest or send money. A representative will contact you to provide requested information. Representatives of AIC and AAS do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.
**Securities and investment advisory services are offered solely through Ameritas Investment Company,LLC (AIC), member FINRA/SIPC.
*** The opinions and views stated in this publication are solely those of David R. Guttery and should not in any way be considered to be an endorsement by Ameritas Investment Company, LLC.
**** AIC, Keystone Financial Group, and KeystoneFinGrp.com are not affiliated. Additional products and services may be available through David Guttery or Keystone Financial Group that are not offered.
Keystone Financial Group’s ultimate goal is to help exceed your expectations in the area of financial planning and investing.
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