Addressing The Financial Planning Concerns of Young Adults
A recent financial survey showed that 51% of respondents who were millennials, and 56% of respondents who were of “Generation Z”, felt that they would never meet their financial goals.
Is The Economic Cycle Shifting?
I believe that the most pressing concern on the minds of my clients at the present time is inflation, and the evidence that is beginning to suggest a slowing of economic activity. On Wednesday of last week, Brandon and I had the opportunity to meet Brian Wesbury, the chief economist at First Trust, while attending a half-day seminar here in Birmingham.
As you know, we have been discussing the potential for economic softness since the beginning of the year. Recently, we’ve reviewed many individual metrics that are beginning to show a correlation that reflects the weakness that we anticipated, and I believe this affirms the decisions that we made months ago to significantly reallocate our model portfolios.
Now, you’re beginning to hear the main stream mass media talking about inflation that can no longer be ignored, including rising prices for gasoline, and materials.
We constantly monitor changes in many economic metrics so that we might better understand trends, and this improves our ability to manage investment portfolios to the objectives of our clients. While today’s commentary will be very high level in nature, I would like to encourage everyone to visit my website where I have posted a 28-minute podcast within which I have offered a much deeper discussion.
Seasons Change…
Think of economic cycle changes as the changing of seasons.
PRINTABLE PDF AVAILABLE HERE:
Wealthscape-1099-Instructions Download
FOLLOW THE INSTRUCTIONS BELOW TO PRINT YOUR 2020 TAX DOCUMENTS.
STEP ONE: LOGIN
LOGIN TO WEALTHSCAPE: https://investor.wealthscape.com/ameritas/investor
“What if I don’t have a login?” CLICK> “Register”
Seasons Change
In our last two monthly editorials, we offered a high-level discussion about how economic variables might change under the new federal administration. Among other things, we discussed how a weaker dollar might characterize the coming economic environment, and how it also might create opportunities for investors going forward. Understanding this is crucial as you look at your own financial stability and engage in portfolio management.
Weakening Currency
Newly appointed treasury secretary Janet Yellen has spoken on many occasions in recent weeks about the need for increasingly greater amounts of stimulus. On Monday, Feb.
As Seen In The Tribune
February 12, 2021
A few weeks ago, we published an article containing a high-level overview of investment opportunities under the new federal administration. As a continuation of that theme, I wanted to offer some greater depth on those thoughts and get you thinking about your financial plan, portfolio management, and financial planning.
As of the end of January, in my opinion, I believe we are already beginning to see some classic characteristics of market rotation.
Overview
Within our previous economic articles, we discussed at length the potential implications of unknown election concerns on the economy, and by extension, on consumerism and the behavior of consumers in a Biden Administration era.
A Look Ahead At The Risks and Opportunities In The New Year
Two Weeks Following The Election. Still Many Questions, and Very Few Answers
Market and Economic Implications of Election Results – What Can We Observe Now?
Within these articles, I discussed the potential for the market’s reaction as uncertainties became known.
Updated November 16, 2021
Overview
Throughout this strange and unique year, I’ve shared my opinions and observations with you regarding financial market volatility and opportunities. As we close the year and look forward to 2021, I wanted to cast a glance forward to what we might anticipate in the coming year.
The Financial and Emotional Challenges of 2020
On the 16th of December, I celebrated the end of my 29th year in the practice of financial planning.
Two Weeks Following The Election. Still Many Questions, and Very Few Answers.
A little over two weeks since the election, and it seems that we have just as many un-answered questions today as we did a few weeks ago.
Within my video and article of last month, I drew reference to several economic observations from the years of the Obama Administration.
Keystone Financial Group’s ultimate goal is to help exceed your expectations in the area of financial planning and investing. Working within the parameters that you provide, we seek to eliminate financial inefficiencies, and plot the most suitable route for moving from point “A” to point “B”.
Keystone Financial Group is here for you when you need us. Please feel free to fill out the form for general inquiries concerning our products, support, or help with purchasing our products. Thank you for your interest in our services!
Hours of Operation: 8am-5pm M-F
Phone: (205) 655-7526
Address:
Objective-driven strategies are about the achievement of goals, and not only about making money. This implies a balance of risk with other factors such as tax-advantaged thought, time, and the characteristics of products that may be most suitable for you and the application at hand.
David is a Registered Financial Consultant, Registered Financial Specialist, and Chartered Asset Manager, and is a member of the American Academy of Financial Management. He graduated from The University of Alabama in 1991 with a BS degree in Finance, and began his career with Nowlin and Associates. In July of 2006, David formed The Keystone Financial Group, and relocated his practice to Trussville, Alabama. The focal point of David’s practice is the design of both qualified and non-qualified retirement strategies for small and medium sized corporations. Other areas of practice include the structuring of retirement income, and estate strategies.
David believes activity to be important within one’s industry and community. He serves the City of Trussville as a member of its Park and Recreation Board, and upon the Advisory Board of the Trussville City Schools Foundation. He coaches youth league basketball, and serves Clearbranch United Methodist Church as its finance committee chairman. He serves Ameritas as a member of its National Field Advisory Committee. David and his family live in Trussville, Alabama. David is a native of Florence, Alabama.
David R. Guttery & Seth Edgil offer products and services using the following business names: Keystone Financial Group – insurance and financial services | Ameritas Investment Company, LLC (AIC), Member FINRA/SIPC – securities and investments | Ameritas Advisory Services, LLC (AAS) – investment advisory services. AIC and AAS are not affiliated with Keystone Financial Group or any other entity mentioned herein.
Products and services are limited to residents of states where the representative is registered. This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your representative. Read it carefully before you invest or send money. A representative will contact you to provide requested information. Representatives of AIC and AAS do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.
**Securities and investment advisory services are offered solely through Ameritas Investment Company,LLC (AIC), member FINRA/SIPC.
*** The opinions and views stated in this publication are solely those of David R. Guttery and should not in any way be considered to be an endorsement by Ameritas Investment Company, LLC.
**** AIC, Keystone Financial Group, and KeystoneFinGrp.com are not affiliated. Additional products and services may be available through David Guttery or Keystone Financial Group that are not offered.
Keystone Financial Group’s ultimate goal is to help exceed your expectations in the area of financial planning and investing.
