Responding To Market Volatility

Responding To Market Volatility It seems that after a relatively quiet and positive 2017, that 2018 has seen the resurgence of volatility.  Remember that markets are discounting mechanisms.  This means that assumptions about the future are priced into current values. ...

When A Life Changing Catastrophe Strikes

When A Life Changing Catastrophe Strikes Death, sickness, disability, and other happen.  They just do.  Often times, situations such as these appear suddenly.  An unforeseen diagnosis, or a disability caused by an accident, or death, can be devastating to otherwise...

The Durability of Retirement Income is Critical

The Durability of Retirement Income is Critical The term durable, as it pertains to retirement income, implies that you can’t outlive the income, and neither can the market take away, or erode the income.  Examples of durable income would include Social Security, or...

Shun Myths and Negative Sensationalism About Annuities

Shun Myths and Negative Sensationalism About Annuities   I’ve written about “tools” in previous articles.  June happens to be “annuity awareness month” in our industry, so I thought I would cast a spotlight on them within this article.  Annuities are simply tools...

Long Term Care Planning and Insurance is Critical

Long Term Care Planning and Insurance is Critical Needs of long term care can fall upon anyone, not just those nearing or transitioning into retirement.  Some of these statistics may be surprising.  In the State of Alabama, the average cost of a nursing home private...