by David Guttery | Oct 30, 2018 | Articles
Responding To Market Volatility It seems that after a relatively quiet and positive 2017, that 2018 has seen the resurgence of volatility. Remember that markets are discounting mechanisms. This means that assumptions about the future are priced into current values. ... by David Guttery | Oct 13, 2018 | Articles
When A Life Changing Catastrophe Strikes Death, sickness, disability, and other happen. They just do. Often times, situations such as these appear suddenly. An unforeseen diagnosis, or a disability caused by an accident, or death, can be devastating to otherwise... by David Guttery | Sep 13, 2018 | Articles
The Durability of Retirement Income is Critical The term durable, as it pertains to retirement income, implies that you can’t outlive the income, and neither can the market take away, or erode the income. Examples of durable income would include Social Security, or... by David Guttery | Jun 18, 2018 | Articles
Shun Myths and Negative Sensationalism About Annuities I’ve written about “tools” in previous articles. June happens to be “annuity awareness month” in our industry, so I thought I would cast a spotlight on them within this article. Annuities are simply tools... by David Guttery | Apr 13, 2018 | Articles
Long Term Care Planning and Insurance is Critical Needs of long term care can fall upon anyone, not just those nearing or transitioning into retirement. Some of these statistics may be surprising. In the State of Alabama, the average cost of a nursing home private... by David Guttery | Mar 20, 2018 | Articles
A Critical and Often Neglected Part of Risk Management We could create the best, and most dynamic financial plan in the world, but it will fail miserably if your ability to earn an income is interrupted or lost completely. Everything that we do is predicated on the...
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