Let’s begin with an intriguing phenomenon that has gripped the financial realm: market bifurcation. It’s a topic that warrants our attention as we address recession fears. Picture this – the S&P 500, a collection of 500 diverse companies, yet a mere 8 “mega-cap” stocks hold a collective value exceeding eleven trillion dollars.

Financial planning can only be as strong as the risks that you eliminate from the plan. Any risk leftunaddressed, either intentionally or unintentionally, could undermine the most solid financial planning.

We’ve talked in the past about implementation being driven by the underlying financial planning work.Relative to the assumptions being made, we could construct an incredibly holistic financial plan, andimplement the plan with an effective mix of tools and platforms.

Since the beginning of the year, many clients have sought the answers to five questions that are seemingly on the minds of many others.

At a high level you could certainly say that inflation is moving in the right direction.

Should Everyone Have a Financial Plan?

No matter your financial circumstance, everyone should have some level of money management plan. Sounds daunting, doesn’t it? It really isn’t. The degree of money management required is completely dependent on your situation and overall financial goals.

What Is Money Management?

Money management has many facets—it involves everything from creating a budget to maintaining emergency cash reserves. This is where different circumstances and personalities come in.

Now the dust has settled, it’s time to look back at the incredibly testing investment year that was 2022

Is Retirement Planning for Older People?

Often, young adults fall into the trap of thinking financial planning isn’t for them. Planning for retirement is for older people. Right? 

Honestly, financial planning for your adults is often overlooked. When, in fact, getting prepared early can drastically impact how wealthy you are in the near and distant future. So, we’ve put together a list of financial planning tips to get you started.

6 Financial Planning Tips For Young Adults

1.

Let’s Learn From 2022 So Your Money Can Do More in 2023

The challenging investment year that was 2022 is finally behind us, and we can now look forward to a new year and new investment opportunities.

2022 was marked by market volatility, and I believe that volatility was driven by the tendency for global markets to be shortsighted.

Are the Markets Finding Their Footing? Perhaps – But That Should Not Change

Your Long-Term Investment Strategy as We Seek Market Stabilization

Just 30 days ago, and two weeks before the last Federal Reserve meeting, I suggested that the Federal Reserve would find itself with the latitude that it needed to just simply blink when it came to setting critical economic policy — not pivot, not pause, and certainly not cut interest rates. Instead, the Federal Reserve Bank meeting would show that the board intended to be less hawkish with what remains of their strategy for tightening.