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Lemming Herd Mentality

By David R. Guttery, RFC, RFS, CAM

President, Keystone Financial Group-Trussville Al

Don’t be a lemming!

Thirty three years ago, my finance 412 professor put that brain fold into my mind.  He would engage the class by posing scenarios and then randomly selecting students to opine with their thoughts.  One particular day, as I was half way through my response, he extended his hand and interrupted me mid-sentence with “Don’t be a lemming Mr.

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Non-Investment Risk Management: Weighing the Costs Versus Benefits

Non-Investment Risk Management: Weighing the Costs Versus Benefits

We have focused quite a bit on the market as of late so let’s move on the something a bit different; non-investment risk management.

Frankly, needs of long-term care can fall upon anyone, not just those nearing or transitioning into retirement.  Some of these statistics may be surprising.  In the State of Alabama, the average cost of a nursing home private room was $74,825 per year.  The median yearly cost for all nursing homes in the United States was just over $100,000 per year in 2018. 

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4 Tenants of Successful Investing: If It Is To Be It Is Up To Me

Today, we’re going to examine the ten most important two letter words in the English language.  If it is to be it is up to me.  When I’m coaching a team, I remind my players that 90% of basketball is played between your ears.  Only you have control over your own grey matter.  Therefore, if it is to be (that I control my emotions) it is up to me.

We talk about striving for perfection, but never being perfect.  We’re all going to make mistakes. 

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