The Durability of Retirement Income is Critical

The Durability of Retirement Income is Critical The term durable, as it pertains to retirement income, implies that you can’t outlive the income, and neither can the market take away, or erode the income.  Examples of durable income would include Social Security, or...

Shun Myths and Negative Sensationalism About Annuities

Shun Myths and Negative Sensationalism About Annuities   I’ve written about “tools” in previous articles.  June happens to be “annuity awareness month” in our industry, so I thought I would cast a spotlight on them within this article.  Annuities are simply tools...

Long Term Care Planning and Insurance is Critical

Long Term Care Planning and Insurance is Critical Needs of long term care can fall upon anyone, not just those nearing or transitioning into retirement.  Some of these statistics may be surprising.  In the State of Alabama, the average cost of a nursing home private...

The Keystone 2017 Second Quarter

2017 Second Quarter Overview For the second quarter, the Dow Jones Industrial Average posted a gain of 3.32%, the S&P 500 Index posted a gain of 2.57%, and the NASDAQ posted a gain of 3.87%. Year to date, the Dow Jones Industrial Average posted a gain of...

The Keystone 2017 Third Quarter

2017 Third Quarter Overview For the third quarter, the Dow Jones Industrial Average posted a gain of 3.32%, the S&P 500 Index posted a gain of 2.57%, and the NASDAQ posted a gain of 3.87%. Year to date, the Dow Jones Industrial Average posted a gain of 8.03%,...

The Keystone 2017 Fourth Quarter

2017 Fourth Quarter Overview For the fourth quarter, the Dow Jones Industrial Average posted a gain of 10.33%, the S&P 500 Index posted a gain of 6.12%, and the NASDAQ posted a gain of 6.27%. Year to date, the Dow Jones Industrial Average posted a gain of 25.08%,...